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Once your CD has matured, you have 10 calendar days beginning on the date of maturity to take action. You may renew any TD Choice CD into a promotional rate by visiting a store or calling Click here for our non promotional rates. With term options ranging from 3 months to 5 years, we have the term period that works for you and your savings goals. Earn a guaranteed, fixed rate on your investment insuring that you meet the savings goals you're looking for. You agree to leave your money in an account for a set period of time known as a term.
You earn a fixed interest rate that's typically higher than the rates offered on standard savings accounts. Plus, that interest compounds. Meaning you earn interest on the money you deposit plus the interest your money earns. When the CD hits maturity, you will receive the original amount you invested plus the interest accrued. Learn more about how CDs work. When your CD reaches maturity, you'll have a day grace period to renew in order to receive a promotional rate.
To ensure you feel prepared to take action once it's time to renew, you can - Learn more about your options at maturity. Our current CD rates can be seen here. To open a TD Certificate of Deposit account , you'll need your: social security number, government-issued ID, source of funds existing banking information , and phone number additional information may be required. Penalties for early withdrawal may apply.
Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship rate eligibility. See the Personal Deposit Account Agreement for more details about eligibility. You are now leaving our website and entering a third-party website over which we have no control.
Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information. I am a Canadian resident. How we use your info. When your CD reaches maturity, you'll have a day grace period to make any changes before your CD renews automatically.